-Shopping for and buying a home can be a fun and adventurous experience. We’ve all heard the “what went wrong” stories from friends and family and can feel a little dread and intimidation about starting the home buying process, especially for first-time buyers. Marc Coons, Paso Robles home lender, has years of experience helping buyers through the home buying process and has some tips to make it much easier and even fun.
Reach out to Marc for help getting started, and follow these tips:
- Getting pre-approved for a mortgage can make the home buying process easier as it will give you a clear idea of how much house you can afford, lines up financing at the beginning and sellers will take your offer more seriously knowing you already have financing.
- Choose an experienced real estate agent who can help you navigate the home buying process, provide valuable insights, and save you time and effort by showing you only the homes that meet your criteria.
- Define your needs and wants in a home, and narrow down your search based on these criteria to avoid getting overwhelmed with options.
- Attending open houses can give you a chance to explore different properties, get a feel for the local real estate market, and ask questions to the listing agent.
- Do some research on the neighborhoods you are interested in and visit them at different times of the day to see if they meet your needs.
- Getting a professional home inspection can help you identify any issues with the property before making an offer, and it can save you from costly repairs later on.
- Be prepared to negotiate with the seller to get the best possible price and terms for your home purchase.
- Make sure to read and understand all the terms of the purchase contract, including the contingencies and deadlines, before signing.
- Obtain homeowner’s insurance to protect your investment and ensure that your property is covered in case of unexpected events.
- Make sure to have all the necessary documents and funds ready for the closing process to avoid any delays or complications.
Getting pre-approval for a mortgage is not only the first step, it’s one of the most important. Working with an experienced home lender like Paso Robles’ Marc Coons, can save hours, even days, of frustration, headaches and disappointments.
Marc and his team, backed by Cross Country Mortgage, streamline the entire home buying process, from the pre-approval process to signing the final loan papers. Along the way, all of your questions answered and the team is ready to troubleshoot any potential issues before there are actual problems. Get answers for:
- How do I qualify for a loan?
- Do I need to prequalify?
- What if I have some credit issued?
- Where can I get a home loan?
- How long does escrow take?
- What if I make a mistake on the loan application?
- What happens after I turn in the application?
With access to multiple lenders the Paso Robles home lender is in the best position to get you the best loan possible. Home loan services include:
- Mortgage loans and financing
- Conventional, Jumbo, FHA, USDA, VA and 203(k)
- Construction loans
- Home purchase or refinancing
- Equity loans and HELOC (lines of credit)
Whether buying your first house, a condominium, a ranch, a small farm, or planning on building or refinancing, Marc Coons and his team of professional loan consultants work for you to make the process as easy as possible and get you the best loan for your future.